Steve Clements was born in Houston, Texas, and reared in Huntsville, Texas. He became the 1989 Gatorade player of the year for Texas. Between 1986 and 1989, he set the record for the most passing yards in a high school career in Texas with 8,204 yards. He attended the University of Texas at Austin and then Brigham Young University, where he graduated with a BS in special education in 1995. He is married to Emily Stevens, and they have four children. They live in Saratoga Springs, Utah, where Clements is the owner of Youth Sports Pysch Company and head football coach at Westlake High School.